URSSAF help — understand, declare, dispute
Free information program on URSSAF, designed for individuals, freelancers, micro-entrepreneurs and small nonprofits in France.
Why an "URSSAF help" program?
URSSAF (Union de Recouvrement des cotisations de Sécurité Sociale et d'Allocations Familiales) is the French network of organizations responsible for collecting social contributions that fund health insurance, retirement, family benefits and unemployment.
For many people in France, URSSAF remains poorly understood, and its letters are intimidating. Yet understanding how it works helps avoid costly mistakes: missed declarations, unintentional under-declarations, ignorance of payment plan options, unexercised appeals.
The LORD URSSAF help program aims to simplify, support and defend — without ever replacing official services.
Five audiences we help
Individual employers
Do you employ a cleaner, child carer or gardener? The CESU URSSAF service simplifies your declarations. We explain step by step.
Micro-entrepreneurs
Flat-rate contributions, monthly or quarterly declaration, ACRE, ceilings: we help you understand the URSSAF obligations of the micro regime.
Freelancers
Standard regime, BNC/BIC, provisional contributions and adjustment: our articles decode the URSSAF mechanisms for self-employed people.
Artist-authors
The artist-author social regime is managed by URSSAF Limousin. We explain the specifics (CSG, retirement contributions, continuous training).
Small employer nonprofits
DSN, Impact emploi scheme, nonprofit declarations: we orient associations starting to employ staff.
Anyone in difficulty
Formal notice, constraint, dispute: we explain the appeal options and refer to qualified professionals if needed.
Common questions we receive
"I received a URSSAF formal notice — what should I do?"
Never ignore a URSSAF formal notice. First check the consistency of the amount. You have a deadline to regularize or dispute through the CRA (Commission de Recours Amiable). In case of financial difficulty, request a payment plan before the deadline expires.
"I can't pay my URSSAF contributions — what are my options?"
URSSAF offers several mechanisms: payment spreading, deferred payment, gracious remission of penalties under conditions. The most important: contact URSSAF before the deadline.
"As an individual employer, do I really need to use CESU URSSAF?"
Yes, for personal services (cleaning, child care at the employer's home, gardening, tutoring, etc.). CESU URSSAF simplifies the declaration. See our CESU URSSAF guide.
"What's the difference between URSSAF and Sécurité sociale?"
URSSAF collects contributions. Sécurité sociale (CPAM, CNAV, CAF, etc.) pays benefits. URSSAF is in effect the "collection service" of the system.